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How to Hire a Licensed Contractor in Florida: What Homeowners Should Know

Learn what to look for when hiring a licensed contractor in Florida. From license verification to red flags, this guide helps homeowners protect their investment.

6/19/20251 min read

Hiring a contractor in Florida can be a big decision, especially with the number of unlicensed companies offering home improvement services. Whether you’re planning a screen enclosure, lanai, patio, or pool cage project, it’s essential to know how to choose a licensed and insured contractor who will get the job done right and legally.

Why Licensing Matters in Florida Florida has specific regulations for construction and specialty structure contractors to protect homeowners from unqualified or unsafe work. A licensed contractor has passed competency exams, carries liability insurance, and follows Florida Building Code requirements. Hiring someone without a license could mean unsafe work, code violations, and no recourse if something goes wrong.

How to Verify a Contractor’s License Before hiring, always verify the contractor’s license using the Florida Department of Business and Professional Regulation (DBPR) website. Search by name, license number, or company name. Make sure their license is active, properly classified for your type of project, and free of complaints or violations.

Key Questions to Ask Before Hiring:

  • Are you licensed and insured in the state of Florida?

  • What type of license do you hold? (For example, Specialty Structure Contractor, Residential Contractor, etc.)

  • Can you provide proof of insurance?

  • Do you pull permits when required?

  • Can I see examples of similar work you've completed?

What About Insurance? Florida contractors should carry general liability insurance and workers’ compensation coverage. This protects both you and the workers in the event of an injury or property damage during your project.

Red Flags to Watch Out For:

  • They ask you to pull your own permit

  • They only accept cash

  • They don’t advertise a license number

  • Their price is far below other estimates

Don’t Be Fooled by Online Ads Many unlicensed companies advertise on Facebook and Google without clearly stating their credentials. Just because a business has good reviews or nice photos doesn’t mean they’re licensed. Always check with the DBPR before you agree to anything.

How Exterior Comforts & Design Does It Right At Exterior Comforts & Design, we are a fully licensed Florida contractor specializing in screen enclosures, lanais, patios, and more. We handle the permitting, use only high-quality materials, and complete every job with professionalism and compliance.

If you're planning a project in Florida, make sure you're protected.

Contact us today to schedule a free estimate or learn more about our process.

Serving homeowners across Florida, including Pasco, Pinellas, Hillsborough, Hernando, and surrounding counties.